Want to Save $1000s on Your Mortgage

Find Your Construction Loan

Finance your new home build or renovation, in all 50 states

Types of Homes Eligible for a Construction Loan

Custom Home - Traditional Construction 

Custom Home - Traditional Construction 

Custom homes are often the most referenced type of home build.

Custom Home - Traditional Construction 

Custom homes are often the most referenced type of home build.

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Manufactured or Modular Home Construction 

Manufactured or Modular Home Construction 

A modular home is built in one or more sections in a factory, then transported and installed on a permanent foundation at the home site.

Manufactured or Modular Home Construction 

A modular home is built in one or more sections in a factory, then transported and installed on a permanent foundation at the home site.

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Home Renovation

Home Renovation

Construction loans can be used to renovate your home or to purchase and renovate an existing home.

Home Renovation

Construction loans can be used to renovate your home or to purchase and renovate an existing home.

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Log or Timber Frame Homes

Log or Timber Frame Homes

Log and timber homes are healthier, organic, sustainable, and environmentally friendly.

Log or Timber Frame Homes

Log and timber homes are healthier, organic, sustainable, and environmentally friendly.

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Concrete Building System

Concrete Building System

Concrete has been an essential home building material for the past century.

Concrete Building System

Concrete has been an essential home building material for the past century.

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Panelized Building System

Panelized Building System

A panelized building system relies on advanced technology, quality materials, and a controlled work environment to build energy-efficient homes in less time.

Panelized Building System

A panelized building system relies on advanced technology, quality materials, and a controlled work environment to build energy-efficient homes in less time.

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6 Ways We Help You Lock in Lower Rates

Let our experienced team of Mortgage Advisors guide you through the buying or refinancing process quickly, efficiently, and confidently.

Secure Your Home Purchase Loans

Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance for Better Rates

Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates & Pick the Best

You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Get Your Loan Funded Faster

Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you really want.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.

Get a Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance — and put your home loan to
work for you.

Construction Loan Types

There are many reasons to use a construction loan. Perhaps you’ve already found the perfect piece of land to build your forever home. Maybe you simply didn’t find what you were looking for in your home search. Or it’s always been your dream to build your own home. Whatever the reason is, you’re going to need a construction loan. A construction loan is very different than the traditional mortgage process you’d go through to buy an existing home. A construction loan covers the cost to build the home. Because it only covers the construction of the home, it’s considered specialty financing. The future occupant will also have to apply for a mortgage to pay for the completed home. There are several other loans available when it comes to home building, and there’s likely a loan out there that’s right for your home building needs.

 Construction Only Loan

Construction Only Loan

This type of loan covers the construction period only. It is considered high risk and many lenders do not offer them. There are many variables from builders, approvals from local governments, and other items requested that make this type of loan difficult to qualify for. Additionally, if you choose this loan type, you’ll end up paying more in loan fees when you apply for your traditional mortgage.

 Construction-To-Permanent Loan

Construction-To-Permanent Loan

Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.

Renovation Loan

Renovation Loan

A renovation loan is used to renovate a home. This type of loan can be used to purchase and renovate an existing home instead of building one or finance renovations on your own home. There are many different options to finance home renovations such applying for a renovation loan, refinancing your current mortgage to include cash out for home improvements, there are home equity loans or line of credit (HELOC), or unsecured personal loans. Whatever type of financing you’re looking for, the bottom line with renovations loans is they are often a mortgage with extra money for home improvements.

Owner-Builder Loan

Owner-Builder Loan

An owner-builder Loan is intended for prospective homeowners who wish to act as their own general contractor instead of hiring a general contractor to build their home. These loans are not offered by all lenders and do often come with requirements. The borrower needs to demonstrate through experience, education, and licensing that they have the expertise needed to oversee the construction of the home.

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star Ratings
The team members were all patient, kind, knowledgeable and helpful. We also appreciated the many choices we were given along the way. Millissa Faulkne Millissa Faulkne A Happy client
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